Finance

Finance refers to the management, creation, and study of money, investments, and other financial instruments. It encompasses a wide range of activities including budgeting, saving, borrowing, lending, investing, and forecasting. Finance is broadly divided into three main categories: personal finance, which pertains to individual and household financial decisions; corporate finance, which focuses on the financial activities of businesses; and public finance, which deals with the financial affairs of governments and public entities. The discipline involves the analysis of financial markets, instruments, and systems to understand how money moves and is managed in various contexts. Financial principles guide decision-making to optimize resource allocation and achieve economic goals, ensuring sustainability and growth.